Top 5 Installment Loans Online for Bad Credit with Instant Approval from Direct Lenders

In terms of need, a loan can save you from long-term suffering, but what if you have a bad credit score and your loan application gets rejected every time you reach traditional institutions? Not to worry, there are direct lenders available in the market who only deals in providing loans to such borrowers. If you have a bad credit history and want an installment loan urgently, we’ve made the job of finding the right lender easy for you. We’ve prepared a list of direct lenders who gives online installment loans with instant approval, meaning you’ll get your money after your loan application approval.

• CashAmericaToday - Online Loans For Bad Credit From Direct Lenders
• CashUSAToday - Popular Loans from Direct Lenders for Bad Credit; Installment Loans
• GetCashExpress - Direct Lender Offering Online Installment Loans With Instant Approval
• InstallmentLoanz - Bad Credit Loans From Direct Lenders With Instant Approval
• QuickFundUSA - No Credit Check Installment Loans Online From Direct Lenders

Min. Credit Score: 0
Amount: $100 — $1500
Approval: High approval rate and quick
APR: from 365.00% - 1564.28%
CashAmericaToday is an online financial service known to provide instant approval loans to those with bad credit. Borrowers who can’t reach out to loan services because of a bad credit score can easily contact us without having to worry about third-party involvement; they are direct lenders who lend the money to provide transparency for their customers.

• 18 years of age or older
• U.S. citizen or permanent resident
• Government-issued photo ID
• Proof of residency

• Receive money after the approval.
• No hidden fees or extra fines
• Loans - $100 to $1500
• Repayment terms - up to 90 days

• Transparency is okay.

Min. Credit Score: 0
Amount: $100 — $1500
Approval: High approval rate and quick
APR: from 365.00% - 1564.28%
CashUSAToday is a leading direct lender in the market offering installment loans for bad credit. Their commitment to giving customers a hassle-free lending experience is what makes them an amazing choice. The application process is easy, and they come with feasible repayment options with no hidden fees.

• Age - 18 or above
• Valid SSN
• Address Proof
• Correct Contact Information

• Possibility to lend up to $1500
• Repayment Terms up to 60 days
• High approval rate
• Loans can be applied around the clock

• The maximum annual percentage rate is high

Min. Credit Score: 0
Amount: $100 — $1500
Approval: High approval rate and quick
APR: from 365.00% - 1564.28%
GetCashExpress delivers the best loan lending experience as their applications come in handy and quickly. They are direct lenders providing instant approval installment loans at competitive rates. It’s also important to check whether all information you filled in is correct; check carefully before clicking on submit and apply for the loan at any time of the day without worrying about rejections.

• 18 years of age or older
• U.S. citizen or permanent resident
• Government-issued photo ID
• Proof of residency

• No origination or prepayment fines
• Repayment terms - 90 days
• Receive money to your account directly
• Loans from $1500

• Expensive borrowing costs due to high APRs.

Min. Credit Score: 0
Amount: $100 — $1500
Approval: High approval rate and quick
APR: from 365.00% - 1564.28%
InstallmentLoanz offers installment loans online with instant approval to cater financial needs of their borrowers. They understand that facing loan rejections may impact the person on so many levels; hence they accept all kinds of credit scores without judging. You get an instant decision once you apply for the loan with accurate information in your loan application without any hidden fees.

• You should be 18 years or above
• You hold a Valid SSN
• You have proof of residence
• You hold valid contact details

• Repayment terms up to 90 days
• Loans from $1500
• No origination or prepayment fines
• Get money after the approval.

• It may be available in some states.

Min. Credit Score: 0
Amount: $100 — $1500
Approval: High approval rate and quick
APR: from 365.00% - 1564.28%
QuickFundUSA installment loans for bad credit come with minimal paperwork and no hidden fees. They are direct lenders who provide instant approval online loans to those with bad credit. With more than 8 years in loan lending services, you, as a borrower, are in safe hands while opting for a loan. You can apply for the loan from their official website at any time of the day, as they are available around the clock to fulfill your financial needs.

• Your age should be 18 or above
• You have a Government Issued ID
• You have valid contact information
• You have proof of residency

• Loans from $1500
• Repayment terms up to 90 days
• Funds directly into your bank account
• No origination or prepayment fines

• A regular source of income is needed to qualify for the loan

Installment loans are a type of loan where the borrower receives a lump sum of money and agrees to repay it back over a period of time in a series of fixed payments, usually monthly.

Yes, you can get an installment loan online even if you hold bad credit. There are direct lenders specializing in providing borrowers with less-than-perfect credit scores, given the fact they have a steady income and can provide documentation to support that information.

To apply for an installment loan online from a direct lender, you will need to find a reputable lender and complete their application process with the correct information. This typically involves providing personal information, income verification, and banking information.

Some lenders offer instant approval for installment loans, but it's important to note that this does not mean you will receive the funds instantly. Typically, you will still need to provide additional documentation and wait for the loan to be processed before the funds are disbursed directly to your bank account.