Payday Loan Direct Lenders
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Choose your Payday Loans Online Direct Lenders

Top10installmentloans brings you the top picks in the payday loan lending industry. We study the leading online payday loan lenders and get you the independent and detailed lender information in easy to compare format. This is to help you select the best payday advance lender in times of financial emergencies.

Online Lender
Loan Features
Loan Amount
Our Rating
More Info
Online Lender
EZPaydayCash
Loan Features
  • APR- Upto 1564.28%
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.8

Our Rating

EZPaydayCash is an online payday loan no credit check direct lender. It offers easy access to quick cash advance through simple and faxless loan process. It promotes 24/7 online convenience, instant online decision with same day cash deposit. All these loan features contribute to hassle-free borrowing during emergencies.

Online Lender
Central Payday
Loan Features
  • APR- Upto 1564.28%
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.8

Our Rating

CentralPayday is a responsible payday loan online direct lender, providing fast funds that require no faxing of documents. The online application is completely simple and secure. With instant loan approval, one can get access to money the next business day. In addition, the loan requirements are easy to qualify.

Online Lender
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.8

Our Rating

InstantPaydayCash is an authentic payday loan bad credit direct lender. Through its 100% paperless lending process, it offers online cash even to individuals with poor or low credit. As a trustworthy lender, it provides high approval rate, guaranteed privacy and direct funds transfer on same day.

Online Lender
CapitalPaydayCash
Loan Features
  • APR- from 365.00% - 1564.28%
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.7

Our Rating

CapitalPaydayCash is a registered instant cash loan no credit check lender, specialized in direct lending. Its quick loan process is safe, completely faxless and can be accessed 24/7 online from the comfort of your home. It is the fast funding solution with no credit check. Once approved, you can get your online money within 24 hours.

Online Lender
PaydayLoanHelp
Loan Features
  • APR- Up to 1564.28%
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.7

Our Rating

PaydayLoanHelp is an online lender offering short-term cash advance loans with competitive benefits. This direct payday loan lender through its faxless process allows direct deposit of cash into your bank account. Thus, you get fast access to money until next payday.

Online Lender
CapitalPaydayLoan
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

CapitalPaydayLoan is a trusted lender that offers unsecured payday loans online. Its 100% secure and 24/7 online accessibility allows you to apply for payday cash advance easily from anywhere without any need for collateral. The same day cash deposit via electronic funds transfer speeds up the loan process still further. Besides, bad credit is also accepted.

Online Lender
CashatPayday
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

CashatPayday is a legitimate direct online lender. It gives access to instant cash with no credit check and no documentation. The application for guaranteed payday loans is freely accessible and the loan approval is quick. There are no hidden fees as the rates and terms for cash loans are mentioned upright.

Online Lender
OnlinePaydaySpot
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

OnlinePaydaySpot is a regulated funding source that helps with online payday loans to people in financial troubles. With around the clock service, and guaranteed approval, they are one of the top choices for a cash advance. They also don’t require a good credit history, so you can apply and avail a short term loan even with a credit score of 600 or less.

Online Lender
12MonthsBadCreditLoans
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

12MonthsBadCreditLoans is a registered direct lender which provides online loans to people without checking their credit history. As they are a reliable funding source, in financial emergencies, you can apply for a sort term loan online in a risk-free way-throughout all 12 months!

Online Lender
CashNetUSA
Loan Features
  • APR- 365.00% - 1564.28%
  • Loan Terms: Next Payday
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

It has been more than a decade since CashNetUSA has been in business. Both payday loans as well as installment loans are lent by this direct lender in more than 30 states in America. According to the local laws, it provides services differently in different states. However, the service quality of CashNetUSA is good, and the interest rates are competitive in all those places. On its website, it claims that 95% of customers are satisfied with its service.

Online Lender
CashNetUSA
Loan Features
  • APR- 215% - 460%
  • Loan Terms: Next Payday/Installment
Loan Amount

Upto

$100 - $1000
Our Rating
9.6

Our Rating

LendUp is an authentic platform to avail an installment loan from. They are a direct lender in this business who also provide single payment loans and credit cards. Their main aim is to serve people’s credit needs- which also means loans with bad credit as well as creating credit history. One also finds at LendUp a special focus on the area of education where their credit services can be used effectively.

Online Lender
Speedy Cash
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$2600
Our Rating
9.6

Our Rating

Speedy Cash is a familiar name in America in short term loan business since 1997. Apart from Payday loans and installment loans, they also provide title loans if your car is in good condition with or without a clear title (subjected to conditions). They follow the local laws of the states when it comes to money lending, so the figures and facts are state specific. What is common in every state they provide service in is, their service is reliable and available via online, phone and stores.

Online Lender
ACE Cash Express
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$5000
Our Rating
9.6

Our Rating

Since 1968, ACE Cash Express has been serving consumers in need of alternatives to traditional banking by providing access to financial services in emergencies. In most states of America, they are a direct lender, where in other states they help the borrower find a direct lender. Their service is available both online and in stores in multiple states across the country. Apart from loans, they also provide prepaid debit card service and money transfer.

Online Lender
Advance America
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

Advance America is a reliable direct lender providing personal loans since last 21 years to everyone facing cash shortage. It is a founding member of the Community Financial Services Association, which encourages fair and fully disclosed lending practices in the US. As a direct lender, they make it even easier for borrowers to avail a personal loan by not asking for a good credit history. That means people with bad credits also have the same chance as people with a good credit.

Online Lender
CheckInToCash
Loan Features
  • APR- Varies
  • Loan Terms: Next Payday
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

CheckIntoCash is a leading direct lender in America when it comes to payday loans, both online as well as via stores. Since 1993 they have been in business and spread to more than 30 states. Though their stores they also provide the service of western Union, installment loans and title loans. According to their website, they let you know if your application is approved for an online payday loan or not in 60 seconds, which is quite impressive.

Online Lender
CashCentral
Loan Features
  • APR- Varies
  • Loan Terms: Next Payday/24 Months
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

Cash Central is a leading direct lender in internet money lending business, especially with short term loans such as payday and installment loans. It is legally registered to provide its service and follows the state and federal laws. The most impressive thing about Cash Central is that it claims to be available even during weekends and holidays. That means, whenever you apply, you get money- you have to have a Green Dot Card for that, though.

Online Lender
CashOne
Loan Features
  • APR- 365.00% - 1564.28%
  • Loan Terms: Next Payday
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

CashOne is a legitimate direct online lender. It gives access to instant cash with no credit check and no documentation. The application for guaranteed payday loans is freely accessible and the loan approval is quick. There are no hidden fees as the rates and terms for cash loans are mentioned upright.

Online Lender
Spotya
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

Spotya! is a website dedicated towards connecting borrowers looking for payday loans with their potential direct lenders. They work with the network of a number of direct lenders throughout America for more than a decade. According to their portal, they connect credit challenged applicants to different lenders. If a borrower does not qualify with a lender, Spotya! finds an alternative direct lender.

Online Lender
CashInASnap
Loan Features
  • APR- Varies
  • Loan Terms: 30 days or less
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

CashInASnap is a third party lender providing payday loans to people in need of emergency cash. People can apply for a payday loan anytime on its website with their basic information and it would match the information with direct lenders. When a lender finds your profile to be qualifying for a loan, you get a loan the next day in your bank account. Basically, with CashInASnap you save time and you don’t have to find a direct lender yourself.

What are Payday Loans Online?

It is a short-term online loan, which is usually payable on the borrower’s next payday in lump sum. Hence, it is also referred as payday advance. Since it is linked to a borrower’s payday, is not offered to unemployed applicants. It is a type of unsecured loan and therefore you need not pledge your personal valuables to secure online money. Once approved, you get the cash directly deposited into your bank account via ACH. The payments are also debited from the same account on the due date that is usually your payday.

When to Obtain Direct Lender Payday Loans?

These quick cash loans are best suited for financial emergencies and hence come handy to cover unexpected expenses that are tough to meet through your pay check. You can apply for same day payday loan from direct lender when

Advantages of Getting Payday Loans from Online Direct Lenders Only.

Requirements for Payday Loans Online No Credit Check

Like banks, many different pay day loan companies online, impose strict loan criteria to lend you money. They also demand collateral, perfect credit score and also run credit checks. However, to qualify for online payday loans through direct lenders listed on our site, you are required to meet the simple and common eligibility criteria. You should

Direct Lender Payday Loans – Basic Process

The lending process with legit cash advance lenders is quick and secure. Select the desired online lender listed on our site. Access the chosen lender’s website and duly fill out the short loan application and submit it online to secure small cash loan. Meet the individual direct lender’s loan requirements and get approval immediately. Once approved, you will get your funds deposited directly into your valid bank account. Use the cash to deal with your financial emergencies and pay back in full on your next payday. The payment is electronically withdrawn from your authorized account. However, note that insufficient funds in your account may call for NSF or other additional fees.

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