Installment Loan Direct Lenders
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Compare Reliable Best Online Installment Loans Lenders

This is a fair and impartial site providing a thoroughly researched comparison of best online installment loans lenders. We collect the essential loan information from the top installment loan companies in the respective lending market, review it carefully and compile it into organized charts for your easy evaluation and understanding of various online installemnt direct lenders and their respective lending terms.

Online Lender
Loan Features
Loan Amount
Our Rating
More Info
Online Lender
CashAmericaToday
Loan Features
  • APR- from 365.00% - 1564.28%
  • Loan Terms: 30/60/90 Days
Loan Amount

Upto

$1000
Our Rating
9.8

Our Rating

CashAmericaToday is a trusted direct money lender online, offering legitimate online installment loans for bad credit. It provides quick, easy, secure and faxless borrowing experience throughout the lending process. With instant loan approval decision, you can get the cash transferred within 24 hours. Moreover, there is no prepayment penalty in case the online loan is paid back early.

Online Lender
CashUSAToday
Loan Features
  • APR- from 365.00% - 1564.28%
  • Loan Terms: 30-60 Days
Loan Amount

Upto

$1500
Our Rating
9.8

Our Rating

CashUSAToday is a reliable name in the lending market. It is a direct cash lender that offers unsecured personal installment loans at competitive interest rates. Bad credit is welcome and no collateral is required to obtain the cash advance. The application process is 100% paperless and once approved, the cash is directly deposited into your checking account on same day.

Online Lender
GetCashExpress
Loan Features
  • APR- from 260.71% - 1564.28%
  • Loan Terms: 180 Days
Loan Amount

Upto

$1000
Our Rating
9.7

Our Rating

GetCashExpress is a genuine direct lending company that provides installment loans for bad credit. It offers you a simplified and hassle-free borrowing experience through secure online application, instant approval and quick access to funds within one business day. Its flexible repayment plan makes it convenient for you to payback in smaller installments.

Online Lender
QuickFundUSA
Loan Features
  • APR- from 365.00% - 1564.28%
  • Loan Terms: 90 Days
Loan Amount

Upto

$1000
Our Rating
9.6

Our Rating

QuickFundUSA is a real online lender, offering instant approval installment loans with a high approval rate. It requires no faxing of documents and no collateral to secure the cash loan. Along with, secure application and fast approval; it gives immediate access to money on the same day. It involves no checks; the funds are directly deposited via ACH.

Online Lender
InstallmentLoanz
Loan Features
  • APR- from 260.71% - 1564.28%
  • Loan Terms: 180 Days
Loan Amount

Upto

$1000
Our Rating
9.7

Our Rating

InstallmentLoanz is a high performing direct lender when it comes to online installment loans. Borrowers not only get cash when they need, but also get the flexibility to pay back the loan on monthly basis. More importantly, with a bad credit status or no credit history, one can avail a loan from them.

Online Lender
OppLoans
Loan Features
  • APR- from 99% - 199%
  • Loan Terms: 36 Months
Loan Amount

Upto

$4000
Our Rating
9.7

Our Rating

OppLoans provide affordable installment loans to their customers with an intension, as they claim, of helping them improve their credit status. With more than 100,000 customers throughout America with a high rating, definitely they are a lender people trust and consider more preferable than some others in the market. They do not ask for any collateral, but that is also true for some other lenders as well. The loan application process and approval, as expected, are also fast.

Online Lender
SpotLoan
Loan Features
  • APR- Maximum 490%
  • Loan Terms: 10 Months
Loan Amount

Upto

$800
Our Rating
9.7

Our Rating

Owned by BlueChip Financial, and functioning in accordance with federal laws, Spotloan is in service since 2012. As an alternative to high priced payday loans, it offers installment loans as maximum as $800 with impressive APR rates. With maximum term period of 10 months, one can get a loan in one-day time by applying online with basic details. With a high rating from its customers, this not so old financing company is performing well in personal loan business.

Online Lender
RiseCredit Logo
Loan Features
  • APR- from 36% - 299%
  • Loan Terms: 26 Months
Loan Amount

Upto

$5000
Our Rating
9.7

Our Rating

RISE is a financing company which provides installment loans to its customers in multiple states in America. As a direct lender, it provides customers with flexible payment scheduling; a borrower can fix a term that is suitable for him or her. They also abide by the state laws, and report to credit bureaus about the payments. Online application for an installment loan having affordable APR rate is easy with it; where a borrower does not have to wait more than a day to get the loan money in the account.

Online Lender
Avant Logo
Loan Features
  • APR- from 9.95% - 35.99%
  • Loan Terms: 60 Months
Loan Amount

Upto

$35,000
Our Rating
9.7

Our Rating

Avant, as an installment loan providing financing company, has lent money to over 600,000 borrowers across many states in America. With a Fast and transparent application and money transfer process, it has become one of the preferred options for borrowers to apply for personal loans when money is required most. Although they are not very old in this business, they have proved themselves to be reliable. They also serve outside of the United States.

Online Lender
LoanNow Logo
Loan Features
  • APR- from 29% - 229%
  • Loan Terms: 48 Months
Loan Amount

Upto

$5000
Our Rating
9.7

Our Rating

LoanNow, based in Orange County, California, has become recognizable on a pan American scale in lending industry. It is a web based service that enables people to apply in minutes to get an installment loan within a time period of 24 hours- if approved. They have a group signing feature that is unique-or rare, where a vouch can reduce rates up to 50% for some borrowers. Therefore, customer loyalty is rewarded at LoanNow.

Online Lender
King of Kash Logo
Loan Features
  • APR- 77%
  • Loan Terms: 180 Days
Loan Amount

Upto

$3000
Our Rating
9.7

Our Rating

Through the online platform, and physical stores in specific states of America, King of Kash lends personal loans with the facility of phase wise payments. As a direct lender, it works to make sure that borrowers get money when they need most in a process that Is not complicated. While deciding on approval, it looks at the present situation of the borrower in terms of ability to pay back the money than checking credit history, that’s why people with bad credit status also can apply and avail an installment loans from this lender.

Online Lender
MoneyKey Logo
Loan Features
  • APR- from 174.5% - 290%
  • Loan Terms: 18 Months
Loan Amount

Upto

$2600
Our Rating
9.7

Our Rating

MoneyKey is a direct lender which provides installment loans that can be paid back through a number of scheduled payments. Although payday loans and credit lines are the other financial products they offer, installment loan is the one that is popular. It holds a membership of the Community Financial Service Association of America (CFSA) and the Online Lender's Alliance (OLA). One can simply apply for a loan online, or can make a phone call to do so.

Online Lender
WiseLoan Logo
Loan Features
  • APR- Based on Credit
  • Loan Terms: 180 Days
Loan Amount

Upto

$2000
Our Rating
9.7

Our Rating

Wise Loan is a registered direct lender which provides installment loans over internet to American borrowers. It has a chargeable service - $4.95 per loan- that enables people avail money on the same day of application. It does not follow the traditional credit check procedures, so bad credit is not an issue in availing a personal loan here. With a credit based APR, one pays reasonable amounts. The minimum one can borrow is $200.

Online Lender
MaxLend
Loan Features
  • APR- 471.7846% - 841.4532%
  • Loan Terms: 6 Months
Loan Amount

Upto

$2000
Our Rating
9.6

Our Rating

Even with a bad credit status or with no credit history, one can apply for an installment loan up to $2,000 with MaxLend. They also offer membership, where a borrower gets extra benefits. Maxlend members are granted with higher loans with less fee for longer terms compared to a normal borrower. One can fill out the form online for an installment loan, and they would verify the information over the phone in order to approve the application. Once approved, it takes hardly 24hours to get the loan amount in the bank account.

What are Online Installment Loans?

These are basically short term loans, ranging from $100 to $2,500 and can be paid back in fixed smaller individual payments- biweekly or monthly. You can conveniently borrow instant cash advance for several months and repay over a longer period. Due to this repayment flexibility, these small loans are also referred as flex pay loans. There is no restriction on the use of approved funds. Thus, online installment loans can be used for all personal purposes such as buying white goods, renovating home, car repairs, medical bills, utility bills, funding education, repaying the existing debt, etc.

Why Legitimate Online Installment Loan is a Better Lending Choice?

Installment personal cash loan serves as a perfect solution when you are facing financial crisis. Besides, legitimate installment loans are easy to get because of the 24/7 online accessibility, instant approval decision, simple eligibility criteria, no paperwork, no collateral, no credit checks and quick loan processing. Thus, you get hassle-free access to fast cash needed for covering sudden expenses. In addition, many installment loan lenders offer cash advance to individuals with bad credit also.

How to Qualify for Installment Cash Advance?

Lending to individuals without performing any credit checks and without involving collateral is risky and hence direct money lenders online requires being confident about borrower’s repaying capacity. Although eligibility criteria for emergency loans vary from lender to lender, certain loan requirements remain common to all the direct lenders on Top10InstallmentLoans. Thus, to qualify for unsecured personal loans, you should

Borrow Money Online from Direct Lenders Only and get the Following Benefits.

How to get Direct Lender Installment Loans Online Easily?

Getting legit online loans from direct cash lenders is not only convenient and fast but handy too. Go through our detailed and easily understandable top installment loan lenders reviews and make the right lending choice that suits your quick cash requirements. Just access the online application form on the lender website and fill out your basic details such as name, contact number, address, the required loan amount, SSN, etc. The specific direct lender online will review your loan application and provide you with instant loan decision. Once approved, the money is electronically transferred to your checking account. On the due date, the payment is debited directly from the same account.

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