Installment Loan Direct Lenders
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Our Rating - 9.8 / 10

MoneyKey Review:

As a direct lender, and an active member of both CFSA and OLA, MoneyKey offers personals loans, especially those with payments as installments in various states in America. They are a reliable source for financial emergency. Application for a loan is fast, and can be done by calling on phone apart from online. Usually it is the next business day when a borrower gets the loan amount after approval. However, in some states the terms of installment loans are very less, and the maximum amount of loan is also not very much, which might not satisfy some borrowers.



Service profile:

MoneyKey also offers payday loans and credit lines apart from installment loans. However, they are available in limited number of American states. So, the main lending product available there is installment loan. MoneyKey’s main objective has been to remove the complexity that consumers face while trying to get a loan. Like a payday loan, people can borrow as less as $200 with greater flexibility of repayment compare to a payday loan, with a minimum period of 6 months.

Money Key Loan Features:

Loan Amount- Installment loan- $2,00 - $2,600

Terms- 6- 18months

APR -174.51% - 292%.

Apply on phone option

Loan Application Information

Be 18 years of age or older (19 in AL)

Be a US citizen or Permanent Resident

Reside in the state in which the product is offered

Have an active bank account

Have a regular source of income

Have a valid contact number and an active email address

Terms of Repayment:

At MoneyKey, repayment schedules are set in accordance with salary dates. Borrowers get payment reminders prior to each payment due date, which makes things convenient. In some states the term of the loan could be up to 18 months, which is fat better than the payday loans, considering the APR. There is no fee charged for early payment of the loan. One can start an online chat to initiate early payment. For late payments, however, one is charged extra.

Money Key Customer Service Hours:

MoneyKey has a highly trained customer care team that ensures the borrowers understand how the borrowing and repayment process works. They can be reached by phone, email or online chat for any follow up questions. They also have mailing address. While for phone, they have specific working hours, one can write to customercare@moneykey.com at any point of time.

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