CentralPayday Review

CentralPayday is a direct payday loan lender only, providing instant cash to multitudes of consumers in their varied financial emergencies. Hence, it has a large and highly satisfied customer base. Understanding the need for urgent cash in times of emergency, it offers easy direct lender payday loans online with no credit check and no third party. Qualifying for online loans for bad credit from CentralPayday is easy, as there are few simple requirements, no faxing and instant approval. It offers cash advance up to $1,000 to help you sail through your next payday.

Service profile:

When you apply with a direct payday lender online, such as CentralPayday, you can obtain a payday cash advance from the convenience of your home. There are no long lines or lengthy procedures. The loan application is free and highly secure, keeping your sensitive data absolutely confidential. To avail payday loan guaranteed approval, you must meet the respective loan requirements. Applying for online money is easy and fast. The short application takes just few minutes to fill out. Provide your basic information, proof of identity and income, banking details, etc. correctly and submit the online form. CentralPayday, after reviewing your loan request, notifies you of the loan approval decision subsequently. You are approved the payday advance, based on the successful fulfilment of the loan requirements and the cash is directly credited into your account within hours. You can use the money as per your requirement, as there is no obligation on its usage. However, ensure to maintain sufficient funds for repayment in your account to avoid NSF fees.

Loan Application Information

Terms of Repayment:

CentralPayday offers you the ease of automatic loan repayment. The payment is debited electronically from your valid checking account via an ACH transaction, on your payment due date. Should there be any change in your banking information, you can email the updates to support@centralpayday.com at least two business days prior to the due date. In case, you find it difficult to pay the direct lender payday loan on your agreed due date, you can request for a timely extension.

CentralPayday favors a one-time payment with accrued interest over monthly payments. It charges a loan fee of $30 on every $100 borrowed, with an APR ranging to maximum 1564.28%. The loan fee charged is always in accordance with the loan amount. Larger the loan amount, larger is the fee; smaller the loan amount, smaller is the fee. However, understand that it does not provide next pay advance, exceeding $1,000. Thus, as a real direct payday lender only no third party, CentralPayday promotes open door lending and hence there are no hidden costs and broker fees.

To offer you a better financial experience, CentralPayday focuses on providing clear and prompt assistance in a more effective manner.

Email Support: For general inquiries, late payments or payment arrangements, email at
support@centralpayday.com