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AdvanceAmerica Review

Advance America is a license holding financial services company. Every day it serves hundreds of customers throughout America with personal loans such as payday loans, title loans, and installment loans. With more than 2000 stores and an online presence, they are definitely one of the major players in the lending business. Since 1997, Advance America is making a difference in people’s lives during financial needs while abiding by the state and federal laws.



Service profile:

Services provided by Advance America: Payday Loans- One can apply for a payday loan either online, or at a store as per convenience. In both cases, there is no requirement of an excellent or even a good credit status.Installment Loan- Again, no need to worry if you have a bad credit- they accept it. Here also one has the flexibility to apply online or at a store physically.Title Loan- They provide you with instant access to cash based on the value of your vehicle. All you need is, your own car and its title.

Advance America Loan Features:

Maximum amount lent –
payday loan- based on income qualification criteria, as well as state laws
Installment loan- based on income qualification criteria, as well as state laws
Title loans- $300 – $10,000 depending on state and value of the vehicle

Repayment term- Early pay off available. Installments available

Approval percentage- high









Decision making- instantly

Loan Application Information

For payday and installment loans -
personal identification proof of income
a bank statement
a personal check

For title loan -
Free and clear vehicle title
Proof of residence (utility bill)
Government Issued ID Vehicle (for inspection only)
In some states, proof of income and vehicle insurance required

Terms of Repayment:

Advance America does not report to credit agencies, if you fail to pay on time. However, one does not need to go that far. According to state laws, one can apply for a renewal, in case of a payday loan. In terms of an installment loan, there’s a flexibility to repay between 3 t0 36 months (subjected to conditions). Similarly, if you are able to pay off earlier than the due date, you can do so by visiting a store or contacting them online.

Advance America Service Support:

As seen on the portal, Advance America claims that according to the customer survey in 2013, 97% of its customers rate the service high. They have state specific information and also open doors at the stores in case one has a query. For different loans, they have aligned FAQ pages which make things simple. Apart from these, they have dedicated numbers which can be found on the website, andcomments@advanceamerica.net is their email address for communication related to personal loans.

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