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Our Rating - 9.8 / 10

CashNetUSA Review

CashNetUSA has been growing its presence ever since it started as a private lending company in the US. More than half of American states have borrowers of them- both in terms of payday loans and installment loans. Fast processing, high percentage customer satisfaction, competitive APR rates are some of the positives one finds while reviewing CashNetUSA. They also provide extension service when it comes to repayment.



Service profile:

CashNetUSA is recognized as a lender with spam free service without hidden fees. With CashNetUSA People have options to borrow payday loans and return in a single payment or to opt for an installment loan with phase wise return. However, both the loans are short term based. The application is initiated online, and the process is fax free; they examine borrower’s financial history. If borrower wants, the money can be sent through check as well- in that case one day is relaxed to pay. Usually they take instant decision on approval, and the loan amount is credited within 24 hours of approval- unless it is a holiday.

Cash Net USA Loan Features:

Loan limit - $1000

APR – 365.00% to 1564.28%

Repayment term- Next Payday

Guaranteed approval

Instant online decision

No credit check

Loan Application Information

Employment status

Legal resident of US

Bank account registered in your name

Minimum 18 years of age

Terms of Repayment:

As we mentioned, CashNetUSA provides its services according to the state laws. Therefore, the repayment extension also varies. For example, in Nevada, you can extend your loan up to 60 days following your original payment date. The maximum time you can ask for an extension within that 60 days is 4. There is no additional fee for extension, and the extension would work like a new loan. Similarly, early payoffs can be done in several states. For example, in California, at least before 2 days of the payment day, you can do it- your loan must be paid fully with interest. In case you need state specific information, you can approach their customer service section online.

Cash Net USA Loan Service Support:

When a direct lender claims that 95% of the borrowers are satisfied with its services, that is definitely an impressive rate. CashNetUSA has a FAQ page on its website which is resourceful before applying for a loan. They also have a responsive customer care unit which can be contacted at support@cashnetusa.com

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