Spotya Review

Spotya! Is not a direct lender, but it is legit and does not provide loan of any kind. They work purely as a third party who help borrowers find direct lenders to avail payday loans. If one wants to find a direct lender, even with a bad credit, then he or she needs to fill the application form online, which apparently takes 5 minutes. With the information provided by the borrower, Spotya! searches for lenders with competitive fees and matches the borrowers’ needs. The process of availing a payday advance with a direct lender is more or less the same, only difference is you don’t have to find a lender online.

Service profile:

Spotya! particularly serves as a third party lender when it comes to payday loans. They do not offer to apply for installment loans yet. That shows that there are limited options in terms of personal loans. however, if you are searching for a direct lender that lends payday loans with affordable rates, you can use the services of Spotya!. It works as a gateway to many lenders.

Loan Application Information

Terms of Repayment:

Because Spotya! is not a direct lender, it does not have its own terms and plans of repayment. Therefore, a borrower has to strictly abide by the terms set by the lender. Spotya! might help with information and further communication with the lender you borrow money from. Similarly, the rates are also decided by the lender according to the state laws.

Spotya!, although not a direct lender, has all the information about payday loans on its website. It claims of providing legendary customer service on its website. For any kind of communication, one can call their toll free number. Otherwise, their email service support@spotya.com also can help you have a dialogue with their service representatives.