ACECashExpress Review
ACE Cash Express acts as a direct lender in multiple states in the US, and in some states as a third party, when it comes to different types of short term loans i.e. payday, installment and title loans. They are in business for 50 years, and that shows how trustworthy they are. Availing a loan from ACE Cash Express is smooth and cheaper compared to some other lenders in the US market. Without lengthy paperwork or any extensive credit history, qualifying for a short term Loan is easy with them. Apart from this, one can convert checks into cash without having a back account, and also transfer money with reasonable charges.
Service profile:
ACE Cash Express offers wide ranges of service-Payday Loans- One can apply for a payday loan online or at a ACE Cash Express store, depending on the state. If your application gets approved, you get cash immediately at the store, whereas for online application, you have to wait one day to get the amount in the account.Installment Loan-If applied online, you get a call to confirm before approval, and loan is credited into your account in one day. In-store application gives you money instantly.Title Loan- You can apply for a title loan in Texas, whereas in other states where ACE Cash Express is present, you have to visit physically with your vehicle having a clear title.Prepaid Debit Cards- Direct deposit and payment rewards with other normal facilities.
ACE Cash Express Loan Features:
Maximum amount lent –
payday loan- $50 – $1,000 depending on state and mode of application
Installment loan- $200-$5000 depending on state and mode of application
Title loans- $1,00 – $5,000 depending on state and mode of application
Repayment term- High flexibility, installment available
Approval percentage- high
Processing time- fast
Loan Application Information
Your age must be at least 18
You must carry a valid photo ID.
You can apply for a loan in the state of residence
You must have a steady source of recurring income payments to ensure you will be able to repay your loan- no need to have an employment.
You must not be a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard, serving on active duty under a call or order that does not specify a period of 30 days or fewer or a dependent of a member of the Armed Forces on active duty.
You are required to be on the title for the vehicle you are presenting as collateral, and the vehicle must be clear of any liens (additionally for a title loan).
Terms of Repayment:
ACE Cash Express informs the borrowers the payment due dates and amounts if loan is approved. In case the loan was taken via store, can be returned there, or the online loan amount would be deducted automatically from the bank account including the interest. Another great advantage with payday as well as instalment loans from ACE Cash Express is that, if you are returning the loan amount in 3 days’ time, then there would be no interest. Specifically, in case of a payday loan, if your state allows, you can refund the loan or change the plan as per your convenience.
ACE Cash Express Service Support:
ACE Cash Express is considered to be a giant when it comes to customer satisfaction in money lending business. They have separate dedicated contact numbers for each of their services. Similarly, they have multiple email addresses, including InternetOps@acecashexpress.com
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