Installment Loan Direct Lenders
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Our Rating - 9.8 / 10

OppLoans Review:

OppLoan describe themselves as a better alternative compared to payday loans with huge APR rates from other direct lenders. They provide OppLoans loans- which can be termed as medium term installment loans- even with poor credit scores. They don’t charge any hidden fees, and work towards customer satisfaction. That is the reason they have high ratings and a good customer base. However, while it comes to option, they don’t have many things to offer.



Service profile:

OppLoan is a familiar name when it comes to personal loan- especially medium term loans. Their installment loans are the sole product they have to offer to people, and that also online. They have not mentioned about any physical presence in terms of stores in the market. However, they are very good with what they do. Compared to some other lenders, their APR is definitely better, which is under 200%. Apart from that, they provide much needed flexibility to their customers when it comes to repayment. The approval rating by the customers tell very highly of this lender.

OppLoans Loan Features:

Maximum amount lent – Installment loan- $1,000 - $4,000

APR- 99% - 199%

Repayment term- Up to 36 months

Bad credit- accepted after credit counselling

Loan Application Information

Must be a resident of a state where they provide service.

Must be 18 (19 in Alabama)

Should be working with on employer for at least 3 months

You have a traditional bank account in your name with 90 days of history.

Other information might be required depending on state and income status

Terms of Repayment:

Depending upon the state laws, one can borrow money maximum for a 36-month period from OppLoan. There is no provision for any prepayment fee, if a borrower pays back the loan in one go, even before due date. However, they might charge an administrative fee (varies from state to state), and if you can’t pay back on time, there would be a penalty which again is determined differently according to the state. With a maximum limit of $4,000, there would be an APR with a maximum limit of 199% at OppLoan.

Customer Support:

According to their website, OppLoans have a 4.8 and 4.9 stars on Google and Facebook respectively, which is quite impressive. For any feedback, complain or curiosity, one has the option to contact their customer care representatives for one on one help over phone, info@opploans.com which is their official email id. They also have put state wise information on their website, which would answer the general question of a borrower.

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